Pinecrest, FL is an upscale neighborhood with much to offer. The schools are excellent, the area is centrally located and safe, and there are plenty of amenities for residents to enjoy. If you own a home here or are considering purchasing one, protecting your investment from potential loss is essential. While standard home insurance may be suitable, high-value home insurance could be the better option for pricier properties.

What Is the Difference?

High-value home insurance provides the same basic protections as a standard home insurance policy, including coverage for your house, outdoor structures, and belongings. It also includes loss of use coverage and liability protection. However, high-value home insurance offers additional perks that are not typically included in regular home insurance policies.

For instance, some high-value home insurance policies include coverage for collectibles and other valuable items that would otherwise require a separate collector’s insurance policy. Additionally, these policies may offer identity theft protection, providing compensation for individuals who are at a higher risk of being targeted by criminals. Another significant benefit is the option for cash benefits in cases of extensive damage to your home. This allows policyholders to choose between rebuilding or repairing their home after a disaster or simply taking the cash payout and moving on.

Contact Hamilton Fox & Company Inc. for More Information

Hamilton Fox & Company Inc. offers a variety of home insurance options to homeowners in and around Pinecrest, FL. Contact us today to learn more about high-value home insurance, request price quotes, or begin the process of selecting the right policy for your needs.