{"id":93,"date":"2020-04-30T04:00:00","date_gmt":"2020-04-30T10:00:00","guid":{"rendered":"https:\/\/www.hamiltonfoxins.com\/blog\/?p=93"},"modified":"2020-04-30T12:34:25","modified_gmt":"2020-04-30T18:34:25","slug":"who-has-to-carry-workers-comp-insurance","status":"publish","type":"post","link":"https:\/\/www.hamfox.com\/blog\/who-has-to-carry-workers-comp-insurance\/","title":{"rendered":"Who Has to Carry Workers Comp Insurance?"},"content":{"rendered":"<p>If you&rsquo;re looking for a worker&rsquo;s comp insurance policy and have questions call the friendly agents at Hamilton Fox &amp; Company Inc., in Pinecrest, FL.<\/p>\n<p>Worker&#8217;s comp insurance is designed to help workers who get injured or become sick because of their job or workplace. The insurance pays for worker&#8217;s medical bills and a portion of their lost wages, vocational rehab, in the event of death the funeral and burial costs are also covered. Sometimes workers comp cases end up being settled with a lump sum of money. If it appears or if it does go on for a long time (years) a settlement will be offered by the insurance company who represents and holds the policy for the employer.<\/p>\n<p><strong>Small Business and Workers Comp<\/strong><\/p>\n<p>If a small business is also an independent business and the only person working at the business is the owner worker&#8217;s comp insurance is not needed. If the small business has a co-owner in cases that a&nbsp; policy is needed specifically if one person&rsquo;s name appears on all the businesses document. If the business has one employee or 300 workers comp is needed.<\/p>\n<p><strong>Large Businesses and Workers Comp<\/strong><\/p>\n<p>All large businesses that employ at least one person must have worker&rsquo;s comp insurance. The amount of money an employee must pay for each employee far out weights the amount of money it would cost to pay out of pocket if a worker got injured or sick on or because of the job.<\/p>\n<p>Except&nbsp;in the States of Alabama and Missouri, businesses aren&#8217;t&nbsp;required to have workers comp unless they have five employees. Unless it is a construction business then regardless of the number of employees the insurance is necessary.<\/p>\n<p>If you need a worker&rsquo;s comp insurance policy call Hamilton Fox &amp; Company Inc. in Pinecrest, FL call today to set up an appointment.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&rsquo;re looking for a worker&rsquo;s comp insurance policy and have questions call the friendly agents at Hamilton Fox &amp; Company Inc., in Pinecrest, FL. Worker&#8217;s comp insurance is designed to help workers who get injured or become sick because of their job or workplace. The insurance pays for worker&#8217;s medical bills and a portion [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,9],"class_list":["post-93","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-hamilton-fox-company-inc","tag-pinecrest-fl"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/posts\/93","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/comments?post=93"}],"version-history":[{"count":1,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/posts\/93\/revisions"}],"predecessor-version":[{"id":94,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/posts\/93\/revisions\/94"}],"wp:attachment":[{"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/media?parent=93"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/categories?post=93"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/tags?post=93"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}