{"id":73,"date":"2019-06-30T02:00:00","date_gmt":"2019-06-30T14:00:00","guid":{"rendered":"https:\/\/www.hamiltonfoxins.com\/blog\/?p=73"},"modified":"2019-06-30T13:14:53","modified_gmt":"2019-06-30T19:14:53","slug":"commercial-insurance-needs-depend-on-the-type-of-business","status":"publish","type":"post","link":"https:\/\/www.hamfox.com\/blog\/commercial-insurance-needs-depend-on-the-type-of-business\/","title":{"rendered":"Commercial Insurance Needs Depend on the Type of Business"},"content":{"rendered":"

Commercial insurance is a category of insurance that includes many types of insurance. Every business is slightly different. By working with your agent at Hamilton Fox & Company Inc. serving Pinecrest, FL and the surrounding area, you can get a customized insurance solution designed to adequately protect your business.<\/p>\n

The choices for commercial insurance include:<\/p>\n

    \n
  1. Workers’ Compensation: Protection for workers if they are injured while on the job.<\/li>\n
  2. General Liability: Protection against regular business liabilities.<\/li>\n
  3. Professional Liability: Special protection for errors made by professionals.<\/li>\n
  4. Property and Casualty: Protection for real and personal property owned or leased by the business.<\/li>\n
  5. Commercial Vehicle Insurance: Protection for a vehicle used for the business.<\/li>\n
  6. Product Liability: Protection against liability risk caused by problems with products.<\/li>\n
  7. Business Interruption: Protection against financial loss caused by catastrophic events that prevent a business from operating.<\/li>\n
  8. Key Person Life Insurance: Protection for the surviving partner who owns the business with another partner who dies or becomes permanently disabled.<\/li>\n
  9. Specialty Policies: Protection against unusual risks such as cyber attacks, terrorism, and other risks.<\/li>\n
  10. Umbrella Insurance: Extends the policy limits of other policies and provides special protection that may include things like discrimination, defamation, and other lawsuits.<\/li>\n<\/ol>\n

    Commercial Insurance Based on Business Type<\/strong><\/h2>\n

    Here are a few examples of the commercial insurance needed to adequately protect these types of businesses showing the insurance needed by using the numbers from the list above.<\/p>\n

      \n
    • Bakery:1, 2, 4, 5, 6, 7 (optional 8, 9, 10)<\/li>\n
    • Doctor’s Office: 1, 2, 3, 4, 7, 10 (optional 5, 8, 9)<\/li>\n
    • Manufacturing Plant: 1, 2, 4, 5, 6, 7, 9, 10 (optional 8)<\/li>\n
    • Online Sales: 1, 2, 6, 7, 9 (cybersecurity insurance), 10<\/li>\n
    • Law Firm (professional partnership): 1, 2 3, 4, 7, 8, 9, 10 (optional 5,)<\/li>\n<\/ul>\n

      Conclusion<\/strong><\/h2>\n

      There are many combinations of commercial insurance that are assembled for the specifics of each business. Contact your agent at Hamilton Fox & Company Inc. in Pinecrest, FL to get a quote for commercial insurance that is suitable for your business by calling 800-263-1947.<\/p>\n

       <\/p>\n","protected":false},"excerpt":{"rendered":"

      Commercial insurance is a category of insurance that includes many types of insurance. Every business is slightly different. By working with your agent at Hamilton Fox & Company Inc. serving Pinecrest, FL and the surrounding area, you can get a customized insurance solution designed to adequately protect your business. The choices for commercial insurance include: Workers’ […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-73","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-hamilton-fox-company-inc","tag-pincecrest-fl"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/posts\/73","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/comments?post=73"}],"version-history":[{"count":1,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/posts\/73\/revisions"}],"predecessor-version":[{"id":74,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/posts\/73\/revisions\/74"}],"wp:attachment":[{"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/media?parent=73"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/categories?post=73"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/tags?post=73"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}