Every Florida driver is required to have an active auto insurance policy. This policy\u00a0must meet certain state-required minimums. Failing to meet these standards could result in certain penalties. Florida is a no-fault state, so you need to have a policy that will pay for injuries or damages regardless of who is at fault.<\/p>\n
Florida residents are required to have minimum amounts for the following types of coverage:<\/p>\n
\u2022 \u00a0 \u00a0No-fault or personal injury protection (PIP) coverage
\n\u2022\u00a0\u00a0 \u00a0Property damage liability (PDL) coverage<\/p>\n
Personal injury protection will pay for any medical expenses or other liabilities that resulted in a loss of income because of an accident. It can cover your child or any other members of your household. It can also cover any passengers who have been injured because of an accident.<\/p>\n
Property damage liability will cover any damage to someone else\u2019s property if it has been caused by an accident in which you have been involved, and it can include any homes or buildings. Be sure to speak to an agent at Hamilton Fox & Company Inc. if you\u2019re in the Pincecrest<\/span>, FL area. We can help you find a policy that will meet these standards\u00a0and we\u2019ll make sure it fits within your budget.<\/p>\n While there are certain state-required minimums, it may be advisable to purchase additional coverage, which can include extra dollar amounts for the required types of coverage according to Florida State Law. You can also purchase the following types of coverage:<\/p>\n \u2022\u00a0\u00a0 \u00a0Comprehensive<\/strong><\/u> \u2013 Will pay for any damage that isn\u2019t the result of an accident If you\u2019re thinking about adding these additional coverage options, you should get in touch with Hamilton Fox & Company Inc. We have been serving the people of Pincecrest<\/span>, FL for a long time\u00a0and we can help you get the coverage you need. Be sure to get in touch with someone at our office. We would be happy to sit down and discuss your insurance needs!<\/p>\n","protected":false},"excerpt":{"rendered":" Every Florida driver is required to have an active auto insurance policy. This policy\u00a0must meet certain state-required minimums. Failing to meet these standards could result in certain penalties. Florida is a no-fault state, so you need to have a policy that will pay for injuries or damages regardless of who is at fault. Florida\u2019s Minimum […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[5,6],"class_list":["post-12","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-hamilton-fox-company-inc","tag-pincecrest-fl"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/posts\/12","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/comments?post=12"}],"version-history":[{"count":1,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/posts\/12\/revisions"}],"predecessor-version":[{"id":13,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/posts\/12\/revisions\/13"}],"wp:attachment":[{"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/media?parent=12"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/categories?post=12"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hamfox.com\/blog\/wp-json\/wp\/v2\/tags?post=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Optional Coverage for Auto Insurance Policies in Florida<\/h4>\n
\n\u2022\u00a0\u00a0 \u00a0Collision<\/strong><\/u> \u2013 Will pay for any accident-related damages to your car
\n\u2022\u00a0\u00a0 \u00a0Towing and labor<\/strong><\/u> \u2013 Could come in handy if you\u2019re in an emergency situation
\n\u2022\u00a0\u00a0 \u00a0Uninsured\/underinsured motorist<\/strong><\/u> \u2013 Will pay for any damage that\u2019s caused by a driver who doesn\u2019t have auto insurance according to Florida State Law
\n\u2022\u00a0\u00a0 \u00a0Rental car coverage<\/strong><\/u> \u2013 Will cover the cost of renting a car for a specified amount or period of time<\/p>\n